In Insurance Does Age affect Rates?
The age is inversely proportional to the cost. people start their cars during in teenage and continues till longer they can. Insurance company looking at teen drivers as liability while they give advantage to the 40 years old. like this get age effect the rate?
Teens at the age of 16 starting driving and get insurance. car insurance for teens is expensive. so that is why the parents just include their teenage to their child for insurance policy. including a teenager on your insurance is also equal to disadvantages. the cost of your insurance include your 16 or 18 year old son or daughter on it could double. this is because they have less driving experience, making more accidents.
Auto insurance For 16 years is less expensive under some conditions. teens with best grades will be eligible for less expensive insurance policies. also owing an older, less expensive car allows them in cheap rate.
Drivers in their late teens and early twenties, usually college students may avail cheaper than the 16 years old. this age has high risk from insurance companies, and insurance company rates high in the average. the insurers put some conditions to give insurance for college student. one is how often they need drive from the college and away.
People in the age 24 to 40 get high rates due to high experienced in the driving. people in this group are very responsible and careful.they take less risk in anything including driving in this age they know the value of the money so they drive careful.
Not all adults are good driver, but majority are. this mistakes for eligible for low insurance. rates effected by gender. males got high rate than the females. because males has more bad records base on the age and it expensive the car insurance for 16 years old drivers has more expensive than the 25 years old drivers.
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